Commercial Insurance · Texas
Commercial Auto & Fleet Insurance in Texas
If vehicles are part of how you do business, a personal auto policy usually won't cover them. Commercial auto protects your vehicles, your drivers and your business on Texas roads.
4.9 out of 5 starsGoogle reviews →What's covered
Commercial Auto & Fleet coverage options
Liability
Injuries and damage to others when your driver is at fault.
Physical damage
Collision and comprehensive coverage for your vehicles.
Hired & non-owned auto
Covers your business when employees drive rented or personal vehicles for work.
Uninsured motorist
Protects your drivers when the other driver has no or too little insurance.
Fleet policies
One policy for multiple vehicles and drivers.
Personal auto policies often exclude or limit coverage when a vehicle is used for business: hauling tools, making deliveries, carrying equipment or transporting customers. Commercial auto insurance is built for that use, with higher liability limits and coverage for the vehicles your business owns or leases.
If employees ever drive their own cars or rented vehicles for work, hired and non-owned auto coverage protects your business if they cause an accident. It's one of the most commonly overlooked coverages for small businesses.
Fleets
For businesses with several vehicles, a fleet policy simplifies billing and can improve pricing. We place fleet and trucking policies with carriers that specialize in commercial vehicles.
Who we insure
- Contractors
- Delivery services
- Trucking
- Uber Black & livery
- Service vans
- Food trucks
- Fleets
Thank you.
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Reference
Prefer to talk? Call (469) 345-6419
Client reviews
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See what Texas business owners, homeowners and drivers say about working with our team.
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FAQ
Commercial Auto & Fleet insurance FAQ
Do I need commercial auto if I use my personal car for work?
Often yes. Personal policies may exclude business use. At minimum, hired and non-owned auto coverage protects your business.
Can you insure a fleet?
Yes. We place fleet policies with carriers that specialize in commercial vehicles.
What affects commercial auto rates?
Vehicle type, radius of operation, cargo, driver records and claims history are the main factors.