Commercial Insurance · Texas
Uber Black & Livery Insurance in Texas
Uber Black, Black SUV and other premium black car services typically require drivers to carry their own commercial auto (livery) insurance. We help Texas drivers and black car companies get the right coverage in place.
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Uber Black & Livery coverage options
Commercial auto liability (livery)
Covers injuries and damage to others while you transport passengers for hire.
Physical damage
Collision and comprehensive coverage for your vehicle.
Uninsured / underinsured motorist
Protects you and your passengers when the other driver has little or no insurance.
Medical payments / PIP
Helps pay medical costs for you and your passengers, depending on the policy.
Platform documentation
Certificates and documents needed for Uber Black and other services.
Standard rideshare coverage is designed for services like UberX, where the platform's policy supplements your personal auto policy. Premium black car services work differently. Drivers and fleet owners on Uber Black, Black SUV and similar platforms, along with independent limo and executive car services, generally need a commercial auto policy written for livery use.
Requirements, including liability limits and how the policy must be documented, are set by the platform and by state and city rules (for example, local for-hire permits), and can vary by city and vehicle type. Tell us which platforms you drive for and we'll quote carriers whose policies meet those requirements. We'll also help you get the certificates and documents the platform asks for.
Single driver or fleet
Whether you drive one vehicle as an owner-operator or run a small black car company, we can insure one vehicle or several on a single policy, and add drivers as you grow. If you also need liability limits above the commercial auto policy, ask about a commercial umbrella.
Who we insure
- Uber Black drivers
- Black SUV drivers
- Limo & executive car services
- Owner-operators
- Small black car fleets
Thank you.
Your request was received. An agent will contact you within one business day. For immediate help call (469) 345-6419.
Reference
Prefer to talk? Call (469) 345-6419
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FAQ
Uber Black & Livery insurance FAQ
Do Uber Black drivers need commercial insurance?
Typically yes. Premium black car services generally require drivers to carry their own commercial auto (livery) insurance rather than relying on standard rideshare coverage. Requirements vary by city, so we'll match your policy to the platform's current requirements.
Is this different from UberX rideshare insurance?
Yes. UberX drivers usually add a rideshare endorsement to a personal auto policy. Uber Black, Black SUV and limo work generally needs a commercial livery policy.
Can you insure more than one vehicle?
Yes. We can write a fleet policy for black car companies and add vehicles and drivers as you grow.